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Loan repayment calculator

Compute monthly payment on a fixed-rate amortising loan.

Loan amount (£)

APR (%)

Term (months)

Monthly payment

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Enter values above to calculate.

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Annuity calculation against the APR. Personal lending often quotes a different headline rate and adds setup fees — the APR is the comparable figure. Speak to us before signing if the cash-flow burden looks tight.

Tool maintained by Studio Woodlark — a sub-brand of Woodlark Associates Ltd. Rates and bands subject to change. Provided for guidance; not a substitute for advice.