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Savings calculator

Compound interest projection: future value of regular savings.

Starting balance (£)

Monthly contribution (£)

Annual interest rate (%)

Years

Future value

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Enter values above to calculate.

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Compounds monthly. Inflation eats real purchasing power — at 2-3% per year the real return is meaningfully lower than the nominal. ISA wrappers (£20,000 annual allowance), employer pension match, and CGT allowances change the maths — we can model them with you.

Tool maintained by Studio Woodlark — a sub-brand of Woodlark Associates Ltd. Rates and bands subject to change — speak to your accountant. Provided for guidance; not a substitute for advice.